This is an integrated platform that uses Web, Mobile App, SMS and USSD technologies to enables cooperatives do profiling of members, recording member activity, managing payments and members credit scheme, aggregating orders , and marketing produce.
An organization can register members through the mobile app, or by the web interface. The details collected can vary from cooperative to cooperative, and are fully customizable
Member interactions with the system will be recorded at both Cooperative premises, and remotely. This includes: micro-loans through mobile, savings, collections, disbursements. This will generate information that can be used to give the members a Credit Score, and furthermore, the records can be used as a Credit History while accessing financial product from various financial institutions.
The payments module enables payroll generation, as well as digital financial services, meaning that you are able to make and receive payments through our digital financial platform, which has integration to MTN Mobile Money, Airtel Money, UTL M-Sente, and other third party providers. The cooperative can also promote various services which are then paid for by the members. These can include trainings, fundraising.
This will be an updated market information system for commodities where can interactively request for the day’s prices at their own cooperative or general marketinformation countrywide. The members can then obtain this information by requesting for information through SMS or USSD or myKoop App. E.g. Type
This module will feature functionality to enable order aggregation, Member credit scheme, Supplier profiling. Categories of suppliers shall include FoodStuffs, Drugs, Building Equipment, Financial Products like Agriculture Insurance, Feeds, Fuel or Energy and Farm equipment.
Through this feature, cooperatives are able to contact its members through bulk SMS, as well as app alerts. This interface enables the cooperative to also respond to queries or organize events through two-way SMS communication
Built with usability in mind. Whatever your niche, whatever you need to do.
Members are able to interact with the system through mobile app, USSD and SMS. This means that a member will not be limited by technology, as long as they have a mobile phone, any type of mobile phone.
The system keeps all the records in one place, and automatically categorizes interactions, meaning that there is a better keeping of digitized records.
The ability to see an overview of records in one place enables management to make decisions more easily and quickly.
It is cloud-based, meaning that there is no need for hardware maintenance, or software installation. It can be run on any modern web browser.
There is a segregation of user access roles and system permissions. This means, that, according to your user access role and permissions, there are some actions users on the systems are not allowed to do. This enhances system security, and provides transparency on which users have performed certain actions on the system.
The system enables the organization to generate payrolls, make bulk payments, and print receipts.